If you want to buy a Verizon iPhone 6s with a 2-year contract, they will run your credit. It seems most people with a credit score of at least do not have to pay a deposit unless they have a bankruptcy on their record.

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If you have bad credit, you may need to pay a deposit to start service. This deposit will be on top of monthly cost of the phone. The most popular way to get the iPhone 7 with Verizon used to be through their Edge plan. This early upgrade plan is no longer available.

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There are three ways to get an iPhone 7 through Sprint:. And, right now, you will be guaranteed a new iPhone whenever one is released, when you trade in your old one.

Choose your lines. See what you’ll pay.

There is a credit check required. Sprint has pretty easy credit requirements, and you will most likely get approved as long as you do not have serious recent derogatory marks on your credit like bankruptcy or charged-off telecommunications accounts.

If you would rather finance your new iPhone 6s, you can also go with the new Easy Pay program. Easy Pay lets you keep your iPhone after 24 months with low monthly payments and taxes paid upfront. You can be a new or existing customer to be eligible for Easy Pay, but a credit check will be required.

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The good news is it seems there are no real credit requirements to get approved, but you may need to make a down payment if you have bad credit with a score of less than If you have bad credit, you will probably be required to pay a deposit to set up service, however. If you know you have credit problems, you may be better off trying for the Easy Pay plan. T-Mobile offers prepaid plans with no contracts. Frankly, it may be your best option to obtain the newest iPhone, if you have poor credit or even no credit at all. Toggle navigation.

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Using SmartPay. All Rights Reserved. Apply Now How It Works. Apply With Confidence Easy application, a no credit score option, and low payments over time.

At Your Favorite Retailers Shop at 1,s of popular merchants nationwide. Shop at 1,s of popular merchants nationwide. Connect in Style Instant approval gets you the phone that best matches your needs. How It Works Online. Select Your Items Choose the device, plan and accessories that fit your needs and budget.

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Choose the device, plan and accessories that fit your needs. Pay Monthly Over Time Make one simple payment that includes everything — deducted directly from your debit account.



Debit or credit card for low upfront payment Debit or credit card for low upfront payment. How It Works In-Store. Get Approved Applying is easy and fast.