You can take some of the guesswork out of digitizing your finances with this list of the top personal finance apps of Each of the eight is designated the "best" for a particular purpose, although several fulfill more than one aim. While this list is made up of primarily budgeting apps, if you're more interested in making investments for your future, Investopedia's list of best investment apps is where you will find apps that are designed for investing in stocks and other assets. Hands down, the free Mint app from Intuit Inc. INTU —the company behind QuickBooks and TurboTax—is an effective all-in-one resource for creating a budget, tracking your spending, and getting smart about your money.

You can connect all your bank and credit card accounts, as well as all your monthly bills, so all your finances are in one convenient place.

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Mint lets you know when bills are due, what you owe, and what you can afford to pay based on your available funds. The app can also send you payment reminders or warn you if you're approaching budget limits. Based on your habits, Mint even gives you specific advice to gain more control over your spending. This app is for you if: You want to know how much money you have at any given time across multiple accounts and cards.

It's built around a fairly simple principle: Every dollar has a "job" in your personal budget, be it for investment, for debt repayment, or to cover living expenses. If you get off track and who doesn't occasionally? The built-in "accountability partner" keeps you on your toes. Although users pay a monthly or annual fee for YNAB, many feel the service and support are worth it. If nothing else, the financial commitment encourages you to use the app. This app is for you if: Every other attempt you've made to get your budget in check has left you frustrated and hopeless.

Instead of manually logging your expenses at the end of the day or week or month , Wally lets you take a photo of your receipts.

And if you use geo-location on your device, it even fills in that info, saving you several steps. Wally is a clean, streamlined app that's extremely convenient and easy to use.

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It's a great choice if you like more insight into where your money is going. Special features: You can take a photo of your receipts instead of manually entering numbers. Less typing equals fewer, fat-fingered errors. This app is for you if: Your previous attempts to track expenses were abandoned within a month because you hated entering them. Want to harness the benefits of automating good financial behavior?

If that sounds complicated, the Acorns app decidedly isn't. Basically, every time you make a purchase with a card, you've connected to the app, Acorns rounds it up to the next highest dollar and automatically invests the difference in a portfolio of low-cost exchange-traded funds ETFs that you select based on your risk preference.

Acorns put your pocket change to work in an utterly painless way; users say that they never notice the difference. Special features: You can set up your Acorn app to automatically invest your savings without knowing about it. This app is for you if: You have never owned a share of stock because you thought you didn't have enough money to invest.

The app is a stripped-down version of the desktop version, and its simple interface makes it even easier to use. This app is for you if: You want to get started buying and selling cryptocurrency or sending it to friends. Robinhood is a game-changing investing app with a very unique and unbeatable feature: Transactions are free for stocks, ETFs some 2, of them , options, and American depository receipts ADRs. The app makes money by upselling premium services like margin trading and payment for order flow.

It's also one of the very first personal investing apps to offer Bitcoin trading capabilities. Along with no commissions, there are no account minimum or maintenance fees. Special features: "Cards" appear on your screen to give you real-time news alerts and market information. They sound intrusive but they're actually helpful, and you can customize them or opt out altogether. This app is for you if: You like free stuff and you're brand new to investing. Perez noticed that models, like many freelancers, were often paid very late for their work, sometimes months or even years after the contractually required payment period.

And it's hard for freelancers to keep track of multiple projects, especially since they're usually in the middle of one when another comes in. Though popular with those in the fashion industry photographers, stylists, etc. It lets you standardize the details of a gig, put in a timetable for it, and keep track of payments that have come in, are scheduled to come in, or that are past due—your own little balance sheet, so to speak.

It also makes it easy to see, at a glance, which clients have not paid you yet. Get a quick view of your financial health both on-the-go and on desktop at mint. Wherever you are in life, whatever you do, Intuit can help you save money and simplify the business of life. Account balances may not immediately reflect recent transactions.

The Best Budget and Personal Finance Apps for Android and iOS | Digital Trends

Mint currently connects to US and Canadian financial institutions only. This has helped me to be on top of budgets, account balances, bills and my credit score. This app would be great for anyone, even if you are starting out with you first savings account.

It sends you alerts if you have high spending or if your account balance gets to low. On the budgets you can use their categories and subcategories or create your own.

15 Best Budgeting and Personal Finance Apps in Canada for 12222

I have only found a way to create them on the website, not on the app but they may have updated since, not sure. Basically everything about this app is customizable as for as organization goes. You can rename your accounts and when transactions come through under a category that may not make sense, you can change the category to fit in with where it goes in your budget. You can even hide transactions from your budgets and trends there are trends a graphs for everything!!

I use this If say I could use this feature to just hide the transaction. Mint lets me pull in several accounts and credit cards and see everything all together. There are 2 things that bother me. First, it has a great feature for budgeting that allows you to carry over unused funds from month to month. There is one restaurant I frequent that always seems to get categorized as a hotel. I have changed the categorization about times. If they would fix these 2 small things, the app would be perfect for me.

It would be nice to be able to add and edit categories when it comes to transactions. Things are hard enough out there these days without being penalized for having roommates. Requires iOS Compatible with iPhone, iPad, and iPod touch.